Difference Between Fools & Wise Men

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The fool doesn’t learn when wisdom is presented to him because he’s too full of himself to hear.  

Prov. 12:15“The way of a fool is right in his own eyes, But a wise man is he who listens to counsel.”
Prov. 26:12“Do you see a man wise in his own eyes?  There is more hope for a fool than for him.”

The fool doesn’t even learn even from his own mistakes though he suffers terrible consequences for his folly.   

Prov. 17:10“A rebuke goes deeper into one who has understanding Than a hundred blows into a fool.”
Prov. 26:16“The sluggard is wiser in his own eyes Than seven men who can give a discreet answer. [sensibly - NKJV]”

The wise man doesn’t need to personally see the consequences of sin and folly, but who learns by hearing or reading wise counsel.  

Prov. 10:8“The wise of heart will receive commands, But a babbling fool will be thrown down.”
Prov. 13:1“A wise son accepts his father’s discipline, But a scoffer does not listen to rebuke.”
Prov. 23:19“Listen, my son, and be wise, And direct your heart in the way.”

The wisest of all is the one who hears and reads the true wisdom, the wisdom of God in His revelation, to learn the ways of life.  

Ps. 19:7“The testimony of the LORD is sure, making wise the simple.”

Proverbs On Wealth And Possessions

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Destitution For The Lazy: If you won’t work, save, and use wisely you surely won’t have much.  

6:9-11“How long will you lie down, O sluggard? When will you arise from your sleep?
10A little sleep, a little slumber, A little folding of the hands to rest–
11And your poverty will come in like a vagabond, And your need like an armed man.”
13:4“The soul of the sluggard craves and gets nothing, But the soul of the diligent is made fat.”
20:4“The sluggard does not plow after the autumn, So he begs during the harvest and has nothing.”
21:17“He who loves pleasure will become a poor man; He who loves wine and oil will not become rich.”

Material Blessings That Many Righteous Receive: The righteous are not guaranteed wealth, but those who exercises wisdom and good stewardship will most always have more than those who don’t.  

10:4“Poor is he who works with a negligent hand, But the hand of the diligent makes rich.”
14:23“In all labor there is profit, But mere talk leads only to poverty.”
22:4“The reward of humility and the fear of the LORD Are riches, honor and life.
24:3,4“By wisdom a house is built, And by understanding it is established;
4And by knowledge the rooms are filled With all precious and pleasant riches.”
28:19“He who tills his land will have plenty of food, But he who follows empty pursuits will have poverty in plenty.”